Are hearing aids covered by my plan?
Who is this for?
If you’re shopping for a Medicare plan or need to find out if your current plan covers hearing aids and fitting exams, this information is for you.
Whether your hearing aids and fitting exams are covered depends on what kind of Medicare plan you have.
- Original Medicare (Part A and Part B) is run by the U.S. government. It doesn't cover hearing aids or fitting exams. You'll pay for them out of your own pocket with Original Medicare.
- Private health insurance companies offer Medicare Advantage (Part C) plans that include everything Original Medicare offers, plus extra benefits. They may include hearing aids and fitting exams, depending on what type of Medicare Advantage plan you have.
- Some private health insurance companies offer buy-up hearing options for those with a Medicare Supplement plan. What’s covered depends on your plan and what the carrier offers.
BCN AdvantageSM
Our HMO and HMO-POS plans don't cover routine hearing exams, hearing aid fittings or hearing aids. With most plans, you may buy an optional supplemental plan that covers all these services, plus dental and vision benefits. Learn more about how to get extra dental, vision and hearing coverage in our Help Center.
Medicare Plus BlueSM
Our PPO plan covers hearing aids and fitting exams every three years.
You may pay part of the cost for your hearing aid benefits. Check your plan’s Summary of Benefits for more details.
Blue Cross Medicare Supplement or Legacy Medigap
Blue Cross Medicare Supplement plans do not include routine hearing exams, hearing aid fittings or hearing aids. You may choose to pair a new or existing Blue Cross Medicare Supplement or Legacy Medigap plan with the Dental Vision Hearing Package that includes coverage for an exam and hearing aids. It also includes dental and vision benefits.
Learn more about how to get coverage for your Blue Cross Medicare Supplement or Legacy Medigap plan.
This is a solicitation of insurance. We may contact you about buying insurance. Blue Cross Medicare Supplement plans aren’t connected with or endorsed by the U.S. government or the federal Medicare program.
Important information about your plan
The Medicare deductibles, coinsurance and copays listed are based on the 2023 numbers approved by the Centers for Medicare and Medicaid Services. You can go to any hospital, doctor or other health care provider in the U.S. or its territories that accepts medicare. You don't have to use our network. Blue Cross Blue Shield of Michigan administers Blue Cross medicare Supplement plans. Where you live, your age, gender and whether you use nicotine products (including e-cigarettes, vaping, and nicotine patches or gum) may affect what you pay for your plan. Your health status may also affect what you pay. This is a solicitation of insurance. We may contact you about buying insurance. Blue Cross Medicare Supplement plans aren't connected with or endorsed by the U.S. government or the federal Medicare program.
If you're currently enrolled in Plan A or Plan C, you can stay with your plan as long as you pay your premium. You may enroll in Plan C if you've lost coverage under a group policy after becoming eligible for Medicare. You're also eligible if you had Plan C, then enrolled in a Medicare Advantage plan, and now would like to return to Plan C. You can do this as long as it's within the first 12 months of your Medicare Advantage plan. You're automatically eligible for Plan A if you're 65 or older. If you're under age 65, you are eligible for Plan A if you've lost coverage under a group policy after becoming eligible for Medicare. You can also enroll if you had Plan A, then enrolled in a Medicare Advantage plan, and now would like to return to Plan A. You can do this as long as it's within the first 12 months of your Medicare Advantage plan. You'll need to meet these requirements to apply for these plans.
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